Closed

Choosing a mortgage is as important as choosing the home! We can show owners the financial options available and help them choose the best mortgage to suit their budget.

Benefits:

Save money with open prepayment option after first year.
Convenient weekly or bi-weekly payment schedules can actually save thousands.
Peace of mind with low-cost life, disability and job loss insurance for single or joint coverage.

Features:

Flexible repayment term - choice of amortization.
Renewal terms of 6 months to 7 years
Choice of Closed/Open mortgage.
Competitive rates.
Pre-approvals available.
Open option after first year: extra payments, and payment in full are permitted without penalty, from owner's own funds.
Maximum amortization - 25 years.
Semi-annually or monthly statement with a chequing account. - Financing Available: 95% with CMHC insurance.
Payments via payroll deductions, automatic transfer from Caisse populaire de Clare account, or Automatic Funds Transfer from another institution.
Property taxes: Can be collected and paid each year by Caisse populaire on behalf of the owner upon request.