Unique Benefits

Credit Union owners are both customer and owner. As a customer, you receive the services you want and as an owner you enjoy a return on your share investment in the form of competitive rates, value costs for premium services, and local control of your own financial institution.

Local Ownership and Control

Belonging to a credit union means that you are more than a customer - you are an owner - and as an owner you get to influence the progress of your business. There is a voluntary Board of Directors that you elect with your right to vote at the Annual General Meeting. All decisions are made locally, by people who live in and understand your local community. As neighbours, living and working in the same community, Caisse populaire de Clare offers all the financial services you require with a big difference - pride in knowing all monies stay here in our own communities working for your own economic benefit. You'll enjoy a flexible approach to business and responsiveness to local concerns. All things being equal, why would you not choose a financial institution where the very ownership structure is designed to focus on, and is sensitive to, your needs?

Community Involvement

Caisse populaire de Clare is uniquely positioned to support community development through: 

· Loans to owners and small businesses 

· Investment to community projects 

· Sponsorship of community activities and events 

· Public education programs to foster personal financial well-being 

· Outstanding School and Community Involvement Scholarship 

· Employees active in the community as members of boards of trade, chambers of commerce, church groups, service organizations, charitable organizations, and numerous other activities 

Service to Owners

Caisse populaire de Clare has over 5400 owners and total assets over $ $88.5 million. Our professionally trained, knowledgeable employees provide personal service and attention to owners from 2 service locations in Nova Scotia. Wealth Management Advisors are also available 7 days a week and outside normal business hours to visit you at home or at the office. Owners can choose to transact their business electronically through Automated TeleService, Personal Contact TeleService, ATMs and MemberDirect Online Access.

Credit Union Potential

The ability of credit unions to return benefits to their owners and their communities is in direct proportion to the support they receive from owners in the community. Making Caisse populaire de Clare your primary financial services provider means higher levels of service and greater benefits and rewards to both owners and the community. We see ourselves becoming part of every family in our province by establishing a relationship of trust with dependable, complete service for every financial need. Credit unions are part of a strong regional, national and international network of credit unions.

Provincial

In Nova Scotia, 169,000 residents are credit union owners. There are 34 credit unions, 89 locations, and 65 credit union ATMs across this province. In 2005, combined credit union assets in Vova Scotia totalled close to $ 1.4 billion..

National

Canada's 597 credit unions and affiliated caisses populaires have combined assets of over $70.5 billion and serve 4.6 million owners. These figures speak to the vitality and strength of the Canadian credit union movement as we enter the 21st century.

International

 Internationally there are 79 credit union countries with a total of 40,258 credit unions. These credit unions serve over 118 million people with assets totaling about $600 billion.