Term Deposits

Term Deposit Receipts (TDR) and Debentures provide a secure, worry-free investment for long-term funds. You'll have flexible interest rates, investment terms, and automatic renewal options. Because of flexible interest rates, TDRs and Debentures ensures you save and earn money with a guarantee of principal and interest. Plus, deposits are insured under the terms of the Credit Union Deposit Guarantee Corporation.

TDR:  $500 minimum deposit 
Debentures:  $l00 minimum deposit 
  • Simple rate of return
  • Compounding rate of return
  • Interest can be paid monthly

Index-Linked Term Deposits

The beauty of these products is they allow you to invest in stock markets without any risk to your principal. With no fees or commissions, your principal is guaranteed and you chose a fixed term of 3 or 5 years. Rate of return is calculated on the performance of the TSE or G7 countries. (Global Index-Linked Term Deposits are only available at specified periods of time).